Hey there! I’m Teresa…

I’ve been an Abundance Coach & Advocate for more than 27 years. I’m also more-than-a-little weird, a lot of fun and passionate about you having the resources you need to thrive!

To help you get to know me, I’ve created a short version of my story as well as a longer, “juicy” version for you to read.

I’ve also included some fun trivia about me you might enjoy as well.

Whichever you choose, know that I am honored and delighted to “meet” you!

The quick version of my story . . .

“There’s got to be something I’m missing – only I don’t know what it is!”

It was 1995 and my dream of becoming a successful entrepreneur had blown up in my face. A year earlier, I had quit my six-figure corporate job. I loved the income but hated the job.

And the truth is that, despite my income, I had always lived paycheck to paycheck.

I had high hopes that starting a network marketing business was the answer I was looking for.

I would finally be able to do something I enjoyed and that made a difference for people. AND I could also make a lot of money.

I was wrong.

I did all the training and attended all the conferences I thought would make me successful. I invested (heavily) in my personal growth. Day and night I was working in (or worrying about) my business. I was “faking it ‘til I made it” – but I wasn’t making it.

Despite my desire, work ethic, talents and skills – despite me “looking successful” – my business was failing. Our savings were almost gone and we were piling up credit card debt.

I couldn’t figure it out – I thought something was wrong with me. I kept thinking…

“There has to be something I’m missing…”

It took me another 20 years to discover what it was. To discover that my definition of abundance was the thing that was keeping me in scarcity.

And the same thing might be happening for you, my friend.

That’s why my mission is to help you to redefine abundance. It’s to free you – and our world – from the scarcity-based relationship with money our current idea of abundance creates.

The first step toward that freedom is to discover how your definition of abundance is perpetuating scarcity.

Take your first step now!
Make the connection in your life

The “juicy” version of my story . . .

When I was in middle school, I decided I was going to be an accountant.

Truth be told, I didn’t really know what an accountant was or did – but my brother, Bill, was one. I worshipped Bill – so no surprise I wanted to be like him.

My mother approved. After all, accountants made good money.

And so, in 1981, I became a freshman at The College of St. Thomas in St. Paul, Minnesota – planning to major in Accounting.

Being a Catholic liberal arts college, I was required to take an “Intro to Theology” my first semester. Fr. Riley, a delightful white-haired leprechaun of an Irishman, was my professor.

I LOVED that class!

In fact, because of it – combined with all the Campus Ministry activities I was involved in – I made a decision. I was no longer going to be an accountant. Instead, I was going to major in Theology and do some type of ministry work.

Ready to follow my heart until…

On my first trip back home that Fall, I enthusiastically announced my plans to my parents.

I can still see the shock and fear on my mom’s face. Shaking her head vigorously, she said…

“Oh NO, Teresa! You can’t do that. You have to make money. You’re going to have student loans to pay off.”

I protested, thinking I could make money and pay off my loans with a Theology major.

But mom insisted…

“Promise me you’ll keep taking your business classes.”

I never did like to upset or disappoint my mom. So I took a ton of theology classes but graduated in 1985 with a business degree and a corporate job.


I made lots of money. I loved it and I hated it…

Within a few years, I was making close to $100,000 a year.

That was a LOT of money back then – especially in the Midwest!

I loved having money.

I had a great apartment.  It was the place everyone gathered – for meetings and parties alike. I had a nice car, nice clothes and money to spend doing things I enjoyed.

I loved everything about my life except my job.

Once my student loans were paid off, I was ready to quit and follow my heart. I was ready to do something that would make a difference in people’s lives.

Until I realized that would mean taking a 50% (or more!) pay cut!

Even though my mom was no longer alive (she died in 1984), I could still hear her voice.

“You can’t do that, Teresa. You have to make money.”

Again, the money – and my mom – won. I stayed in the job I didn’t enjoy – but paid me REALLY well – for another five years.

The new plan (It was still about the money)…

In 1991, I began dating a guy who introduced me to network marketing.

I thought I had finally found the way I could make a difference in people’s live AND make a lot of money.

In other words, I could make me AND my mom happy!

That guy, Dan, is now my husband.

We married in 1993 and, in the Spring of 1994, I finally quit my corporate job. I was going to work our business full-time. We planned to live on our savings until our business could fully support us.

It NEVER occurred to me that our plan wouldn’t work – especially since so many people expected us to be successful.

In that first year, we spent a LOT of money on trainings and conferences. We were told that’s what we needed to do to succeed.

We also spent a lot of money pretending we were already successful.  In other words, we were “faking it until we made it.”

The only problem was that we weren’t making it. Fifteen months later, our savings were nearly gone and we were piling up debt.

Clearly, something was missing.

You know that expression, “When the student is ready, the teacher will appear”?

That’s what happened for me.

First, I learned a mind-blowing system for getting out of debt. Then I started studying the principles of prosperity. I dived more deeply into personal growth.

As I did, I shared what I was learning with my friends. It supported them as much as it did me.

So I started my OWN business, Access Abundance, in 1996.

It was still about the money…

For the next 10 years, I made a LOT of money. I had to – just to keep up with our monthly debt payments.

I also SPENT a lot of money. After all, all the experts said that “you have to spend money to make money”.

And, as with our network marketing business, I felt pressure to look successful – to have a nice lifestyle.

Who would want to work with an Abundance Coach who wasn’t?

What no one knew is that I was working ALL the time – including evenings and weekends. When we entertained or traveled, we charged it – adding to our debt.

I rationalized it, convinced I’d be making even MORE money soon. THEN we would pay it all off.

And it wasn’t working…

I kept it up as the primary breadwinner for nearly 10 years until, exhausted and burnt out, I couldn’t keep it up.

Dan suggested we file bankruptcy – an idea that repulsed me.

After all, I was an ABUNDANCE coach. What would people think?

I felt angry, betrayed, embarrassed and ashamed. Despite my resistance, it seemed the only sane way out. It seemed like the most loving thing I could do for myself.

We officially filed in court on October 17, 2005 – the day before my 43rd birthday.

Afraid and ashamed, it became my secret. Motivated, I worked even harder – this time trying to get ahead. If only we could create some savings and a retirement fund, then I could relax and enjoy my life.

But no matter how hard I worked, how much I made OR saved, it was STILL not enough.

In December of 2008, I was on a call with my coach, Pat. I blurted out..

“I’ve tried to make a go of business for more than 15 years and it hasn’t worked. I’m just not happy.”

She replied . . .

“So when are you going to stop?”

I was stunned. As appealing as it was, the idea had never occurred to me. At first, I didn’t think it was possible.

After all, I have to make money – just like my mom told me.  Right?


Forget the money… I want freedom!

I found a way. All I had to do was scale my business and our lifestyle back.

WAY back!

Our income was barely above the poverty level but I didn’t care.

Finally, I had time and energy to play in our garden, read good books and  take long walks. I could do things that fed my soul. I had time to pray, meditate and be still. I could sleep in and relax.

I felt unburdened and free. Life was simple but I was happy.

At least, that’s what I thought. Until Monday, April 25, 2016…

The wake-up call…

That was the morning I woke up feeling like I had died inside. I felt like a shrunken shell of the person I was created to be. Of the person I wanted to be.

In tears, I let it all spill out on a coaching call with Pat.

“This isn’t living, Pat!”

That day was the turning point for me.

It was the day I put a stake in the ground for myself and my clients. It was the day I began my quest to discover the missing piece.

To discover why, no matter what we do, how much we achieve or how much money we make – it’s never enough.

To discover why, despite apparent “abundance”, so many people, continue to experience scarcity. And with it – fear, pressure, stress, guilt and/or shame. Including me.

That day was the beginning of a new trajectory for my life.

The new plan – a Divine Plan…

Slowly, over the course of the next six years, the missing pieces started to fall into place.

I began to see the invisible Archetype of Scarcity that my life had been built upon. That our world is built upon – especially in terms of money.

That’s when I realized that our current definition of abundance actually perpetuates scarcity. Not just for individuals like me and my clients – but also in our world.

I began to see the connections between these things and many (if not all) of the challenges our world is facing.

Poverty, food insecurity and homelessness. Income inequality, environmental destruction and climate change. Violence and war.

In 2019, I had a “Divine download”.

I was given a new definition of abundance that changed everything.

One that led me back to the Sacred Archetype of Abundance that’s the original model for our universe. A model that offered me (and offers you) a new model for my relationship with money AND life.

It is this Sacred Archetype of Abundance that I continue to practice and learn from every day.

It’s what empowers me to experience freedom, joy, peace of mind and well-being in my life. And to experience those things no matter how much – or how little – money I have at any given moment.

And believe me, throughout the COVID pandemic, there were many times when I wasn’t sure I’d have the money to pay the bills!

Now, I’m on a mission to liberate us all from the scarcity-based relationship with money we’ve inherited.

And to replace it with one that is rooted in this new understanding of abundance. That is rooted in the Sacred Archetype of Abundance.

It’s a model that recognizes the inherent worth of ALL people and this planet. It’s a model that can create a world where all people have the resources they need to live rich and meaningful lives. And that includes money.

It’s a mission that I call “A Chair for Everyone”.

And it includes a custom-fit, perfect-sized, comfy chair for YOU, my friend!

It also includes you supporting others to have the same.

Want to join me in my larger mission of freeing yourself AND our planet
from the Archetype of Scarcity?

Join the Community!

Some fun trivia about me you might enjoy…


My Hometown: Fairmont, Minnesota – a small town in southern Minnesota. It has five lakes – one of which was in my backyard! I loved to fish with my Dad!

Other places I’ve lived: St. Paul, Minnesota; Chicago, Illinois; Highland Park, Illinois; Baraboo, Wisconsin

Where I live now: I’ve been married to Dan for 30+ years. For the past 20 years, we’ve lived on our “four acres of heaven” in the country near Wisconsin Dells, WI.

Our house is 160 years old – they finished building it the same month Abraham Lincoln was killed!

Family: I’m the youngest of seven kids. My oldest sister, Coleen, was 28 years older than me. My next oldest sibling, Barb, is my “birthday twin” – I was born on her birthday when she was 8. I had two nieces and two nephews before I was born. I now have a total of 14 nieces and nephews, 28 great-nieces/nephews and 4 great, great nieces/nephews – not counting the ones on Dan’s side.

Borrowing from the song in one of my favorite movies, The Sound of Music,
“these are a few of my favorite things” . . .


  • Sandhill cranes, hummingbirds, cardinals – I love all kinds of birds!
  • Any combination of fresh basil, fresh mozzarella and fresh tomatoes.
  • Speaking of which…Grimaldi’s Pizzeria – their margherita pizza is THE BEST! So is their cheesecake! (FYI – the nearest one is 100 miles from where we live. Yet we’ll drive all that way just to go to lunch there once every 4-6 weeks!)
  • Little Italy Ristorante in Portage, Wisconsin – their lasagna is the best I’ve ever had – bar none! Not only is it the perfect blend of meat, sauce and cheese, it has so many thin layers I call it “Baklava lasagna”
  • Margarita nights and road trips with friends
  • Anything on the water – boating, canoeing, floating, fishing or simply sitting on the shore.
  • The hour before sunrise each morning when it is so perfectly still.
  • Being outside in nature – no matter what I’m doing.
  • Cooking. I don’t use recipes – I like to “concoct” something yummy and healthy to eat.
  • Lately, I’ve really been getting into WW1 and WW2 historical fiction. The Maisie Dobbs mysteries first got me started. Followed by books by Mario Escobar, Fiona Valpy, Julianne MacLean, Madeline Martin, Soraya Lane, Barbara Davis, Kristin Hanna (The Nightingale  & The Women) and the Anna Lee Huber Verity Kent mysteries.
  • My taste in TV shows is pretty eclectic – but I especially love ones inspired by history or historical events. Some of my favorites include Call the Midwife, The Crown, Murdoch Mysteries, Downton Abbey, All Creatures Great & Small, Foyle’s War and The First Lady.
  • As for movies – that’s a LONG and eclectic list as well. Cool Runnings, The Greatest Showman, Seabiscuit, The King’s Speech, The Scarlett & the Black, Judgment at Nuremburg, Spotlight and Hidden Figures are a few of my favorites.

Want to keep hearing the “juicy details” of my story – the ups, the downs, the disappointments and joys, the AHAs and everything in-between?

Join my mailing list and you’ll get a regular dose of personal stories from my life, powerful ideas and practical tools you can apply in your life.

I PROMISE! I will not flood your inbox with a bunch of emails. With rare exception, you’ll get ONE email each week – on Thursday. In them, you’ll get a regular dose of my trademark “head tilts” and unique approach to money, scarcity and abundance.

As I’ve learned – abundance is NOT a solo sport or DIY project. Subscribe today! Let’s stay connected!